Buying Property in Portugal

What this site is for

Foreign buyers in Portugal navigate a market where nearly every source of information earns from the transaction: agents from the sale, lawyers from the retainer, mortgage brokers from the loan. This site is the exception — we explain the process (promissory contract to deed), the costs by their legal names (IMT, stamp duty, registration, and the annual life after), the cast of the transaction (who works for whom, honestly), and the documentary checks that separate protected buyers from cautionary tales. What you do with the knowledge is yours; nobody here earns either way.

The register note that governs the money pages: tax rates and values change — property taxes are classic annual-budget material, and exemption mechanisms come and go. We name every mechanism and print no rates: the current tables and the official simulator live at the AT, and every serious number in your purchase should come from there or from the official fee tables, dated today.

Start here

In the order the purchase actually runs:

• The Portuguese property purchase, end to end — the master walkthrough: offer, promissory contract, deed, keys.
• Agents, lawyers and notaries: who works for whom — the honest map of the cast, and whose side each is on.
• Property taxes and costs in Portugal, named — IMT, stamp duty, registration and the rest, as mechanisms.
• Financing: resident vs non-resident buyers — how Portuguese mortgages treat the two profiles.
• The property checks that protect you — the named documents every buyer should see before committing.
• After the deed: IMI, condominium and keys — the owner's administrative life that starts when the champagne ends.
• Buying property in Portugal: FAQ — the questions every foreign buyer asks, answered straight.

Se lês português, a nossa casa-irmã Comprar Casa Sem Segredos percorre este processo do ponto de vista de quem cá vive; and the tax number the whole chain starts with is NIF, explained territory.